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| Oklahoma - Oklahoma State Banking Department |
What is the function of the Oklahoma State Banking Department?
The Oklahoma State Banking Department regulates state-chartered banks, credit unions, savings and loans, and trust companies, as well as cemeteries and money order companies.
How do I know if my bank is state-chartered or nationally chartered?
National-chartered banks usually contain "National" within the name or end with ",N.A.".
Use the attached link to access current information on the Oklahoma State Banking Department.
http://www.state.ok.us/~osbd/
Contact and Location Information
Oklahoma City Office:
4545 North Lincoln Boulevard
Suite 164
Oklahoma City, Oklahoma 73105
Office (405) 521-2782
Facsimile (405) 522-2993
Tulsa Office:
5800 South Lewis
Suite 273
Tulsa, Oklahoma 74105
Office (918) 743-4763
Facsimile (918) 743-4775
Complaints
Use the attached link to file a complaint against one of the entities regulated by the Oklahoma State Banking Department.
http://www.state.ok.us/~osbd/Banks/Downloads/downbank.htm
Entities Regulated
The following entities are regulated by the Banking Department.
- State chartered Banks
- Credit Unions
- Saving and Loan companies
- Trust Companies
- Companies issuing Money Orders
- Cemetries
For a complete listing of institutions regulated by the Oklahoma state Banking Department, visit their website at
http://www.state.ok.us/~osbd/
You will also find a complete listing of the rules and regulations the Banking Department is responsible for enforcing.
Identity Theft
When it comes to identity theft, the old adage applies, an ounce of prevention is worth a pound of cure. The following are useful tips and information for consumers to avoid identity theft:
- Be careful about giving out your personal information. Don’t give out any personal information over the phone unless you initiate the call;
- Pay attention to your billing cycles. If you don’t get your bills in the mail, be suspicious;
- Be cautious about where you leave your information. Think of your bills as cash, don’t leave them lying around;
- Guard your mail from theft. Be vigilant about checking your mail promptly after it has been delivered. Don’t let it pile up while you are away;
- Watch what you throw away. What may be garbage to you can be stolen treasure to an identity thief;
- Travel light. Don’t carry more checks or credit cards than you need. That will minimize the damage if your wallet is lost or stolen; and
- Check your credit report on a regular basis. Order a copy of your credit report from the three major credit reporting agencies at least once a year and make sure that the information they have is correct.
- The agencies are:
- Experian 1-800-397-3742
- Equifax 1-800-525-6285
- Trans Union 1-800-680-7289
If a consumer is a victim of Identity theft, he/she should:
- Contact creditors by phone and by certified mail;
- Stop payment on checks and close bank accounts;
- Contact the Department of Motor Vehicles and your local postal inspector;
- File a report with your local police department; and
- Call the FTC’s fraud hotline at 1-877-IDTHEFT.
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