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| New Hampshire- Banking Department |
“The mission of the Department of Banking is to regulate the banking and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of those industries”.
Use the following link to access current information on the New Hampshire Banking Department.
http://www.nh.gov/banking/
Contacts and Location Information
64B Old Suncook Road
Concord, New Hampshire 03301
Telephone (603) 271-3561
Banking Division Fax (603) 271-1090
Consumer Credit Division Fax (603) 271-0750
Complaints
Use the attached link to access information on how to file a complaint with the New Hampshire Banking Department
http://www.nh.gov/banking/info.html
Laws and Regulations
The New Hampshire Department of Banking is responsible for the enforcement of many laws and regulations .Use the attached link for a complete listing of these laws and regulations.
http://www.nh.gov/banking/rsa.html
Below is a samples listing of the laws for banks and banking, loan associations and credit unions….
- Chapter 384: General Provisions as to Savings Banks, Trust Companies, and Depositories
- Chapter 384-A: Trust Deposits in Banks [Repealed]
- Chapter 384-B: Branch Banking and Holding Company Affiliates
- Chapter 384-C: Suspension of Banking Activities
- Chapter 384-D: Trust Deposits in Banks
- Chapter 384-E: Complementary Facilities of Banks
- Chapter 384-F: The New Hampshire International Banking Act
- Chapter 385: Safe Deposit Boxes
- Chapter 386: Savings Banks
- Chapter 386-A: Incorporation of Savings Banks
- Chapter 386-B: Reorganization of Mutual Savings Banks into Mutual Holding Companies
- Chapter 387: Investments of Savings Banks
- Chapter 388: Consolidation of Banks
- Chapter 389: Conversion Between State and National Banks
Identity Theft
When it comes to identity theft, the old adage applies, an ounce of prevention is worth a pound of cure. The following are useful tips and information for consumers to avoid identity theft:
- Be careful about giving out your personal information. Don’t give out any personal information over the phone unless you initiate the call;
- Pay attention to your billing cycles. If you don’t get your bills in the mail, be suspicious;
- Be cautious about where you leave your information. Think of your bills as cash, don’t leave them lying around;
- Guard your mail from theft. Be vigilant about checking your mail promptly after it has been delivered. Don’t let it pile up while you are away;
- Watch what you throw away. What may be garbage to you can be stolen treasure to an identity thief;
- Travel light. Don’t carry more checks or credit cards than you need. That will minimize the damage if your wallet is lost or stolen; and
- Check your credit report on a regular basis. Order a copy of your credit report from the three major credit-reporting agencies at least once a year and make sure that the information they have is correct.
- The agencies are:
- Experian 1-800-397-3742
- Equifax 1-800-525-6285
- Trans Union 1-800-680-7289
If a consumer is a victim of Identity theft, he/she should:
- Contact creditors by phone and by certified mail;
- Stop payment on checks and close bank accounts;
- Contact the Department of Motor Vehicles and your local postal inspector;
- File a report with your local police department; and
- Call the FTC’s fraud hotline at 1-877-IDTHEFT
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