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| Louisiana- Office of Financial Institutions |
Mission Statement
“The Office of Financial Institutions (OFI) licenses and supervises entities under its jurisdiction in order to protect and serve the public interest and enhance confidence in the financial services industry”.
Louisiana's financial services industry, under the jurisdiction and diligent supervision of the Louisiana Office of Financial Institutions is a thriving, competitive, progressive provider of economic resources to businesses and individuals. The industry strives to comply with laws protecting the rights of the general public with whom they interact.
The Office of Financial Institutions also strives to provide professional, fair supervision of the entities under its jurisdiction and is committed to developing a highly professional staff who effectively utilize all available resources, make sound decisions, and establish appropriate regulatory guidelines
Use the attached link to access more current information on the Louisiana Office of Financial Institutions.
http://www.ofi.state.la.us/
Contact and Location Information
8660 United Plaza Blvd.
Second Floor
Baton Rouge, LA 70809-7024 Mailing Address:
Post Office Box 94095
Baton Rouge, LA 70804-9095
Phone: (225) 925-4660
Fax: (225) 925-4548
Complaints
Use the following link to access information on how to file a complaint against an entity regulated by the Louisiana Office of Financial Institutions.
http://www.ofi.state.la.us/
Entities Regulated
The Office of Financial Institutions (OFI) is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana. The Office is divided into three major divisions based on general types of institutions regulated –
- Depository Institutions Division, that includes banks, credit unions and savings and loan institutions.
- Non-Depository Services Division that includes mortgage lenders
- Securities Division.
Although the number of OFI-regulated depository institutions has decreased, the number of non-depository entities which the office regulates has increased substantially.
Legal
Use the attached link to access information on the laws and regulation the Office of Financial Institutions is responsible for enforcing.
http://www.ofi.state.la.us/
Identity Theft
When it comes to identity theft, the old adage applies, an ounce of prevention is worth a pound of cure. The following are useful tips and information for consumers to avoid identity theft:
- Be careful about giving out your personal information. Don’t give out any personal information over the phone unless you initiate the call;
- Pay attention to your billing cycles. If you don’t get your bills in the mail, be suspicious;
- Be cautious about where you leave your information. Think of your bills as cash, don’t leave them lying around;
- Guard your mail from theft. Be vigilant about checking your mail promptly after it has been delivered. Don’t let it pile up while you are away;
- Watch what you throw away. What may be garbage to you can be stolen treasure to an identity thief;
- Travel light. Don’t carry more checks or credit cards than you need. That will minimize the damage if your wallet is lost or stolen; and
- Check your credit report on a regular basis. Order a copy of your credit report from the three major credit reporting agencies at least once a year and make sure that the information they have is correct.
- The agencies are:
- Experian 1-800-397-3742
- Equifax 1-800-525-6285
- Trans Union 1-800-680-7289
If a consumer is a victim of Identity theft, he/she should:
- Contact creditors by phone and by certified mail;
- Stop payment on checks and close bank accounts;
- Contact the Department of Motor Vehicles and your local postal inspector;
- File a report with your local police department; and
- Call the FTC’s fraud hotline at 1-877-IDTHEFT.
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